06:27 – 07/10/2018
Economic expert Ghadir Al Attar
As long as the third world countries, including the Arab countries, especially Iraq, are among the countries whose societies are characterized by their uneconomic behavior in terms of rationality and rationality, especially in terms of consumption. For example, Arabs spend an annual $ 20 billion on holidays and $ 5.4 billion on Smoking, and $ 5 billion on magic and witchcraft, while Egyptians spend 40 million pounds a day on mobile phones.
In other words, spending in these communities is characterized as a kind of leisure consumption in the event of a high level of income, and may not be consistent with those living within the poverty line or Madonna, a large proportion of society, especially in the Iraqi economy, but overall the consumer activity of the Iraqi individual on This is due to several factors, including the high level of prices of services, which is reflected negatively on the situation of savings, although this is also affected by weak banking sector and the awareness of banking in individuals.
As the country has undergone a sudden shift from a centralized economy to a decentralized, albeit unrealized, economy, it has been reflected in one way and another on the behavior of the Iraqi individual. It is therefore necessary to correct this behavior for the better. This is not done through policies And the economic decisions purely, but requires the adoption of what is known as the social economy, which regulates this behavior, and the beginning is from kindergartens and schools to colleges and universities, I do not mean here is the inclusion of the theoretical economy in the academic stages only, but include applications on the importance of economic behavior, Luck, savings and investment, by highlighting the importance of these behaviors early for students and practical application of even take root in the mentality of the student.
This is done through the Ministry of Education to include a material in the name of economic education or economic behavior, which is an application material that teaches the student how to spend, consumption and savings, that is how to spend money from childhood, for example the teacher to ask each student to allocate a portfolio of money and up to At the end of the year, I have saved a certain amount determined in advance that the student will be rewarded and awarded a prize for saving him or that each student will submit a weekly list of all his purchases, which will give him money to rationalize his consumption by removing unnecessary goods from his list of consumption or spending.